Oxygen employs people who are leaders in their respective fields, whether in the role of an agent, (working on behalf of their markets), or as a broker, (working on behalf of their policyholders).

Oxygen is designed to be a very efficient partner with whom insurance markets can do business at low cost. Such efficiency will be derived from systems and processes that deliver files in an electronic format, thereby satisfying the regulatory and statistical needs of today’s markets, allowing all participants to lower their own operational costs.

One of Oxygen's key principles is to work with market-wide initiatives involving the improvement of process, including initiatives such as the Market Repository.