The Liability team are an Underwriting Agency dedicated to writing United Kingdom and Irish Employers' Liability, Public Liability and Products Liability Business for small and medium sized enterprises (SME).

Oxygen provides access for UK Brokers to Great Lakes UK, a subsidiary of one of the world’s largest reinsurers Munich Re.

Underwritten classes include:

1. Manufacturing
2. Wholesale
3. Retail
4. Leisure
5. Property Owners
6. Speciality Schemes