Our Professional Liability Insurance has been specifically designed to cover all of your work as a Business or Management Consultant, Executive Coach & Mentor including, where appropriate, work as an Educator, Trainer or Supervisor. It can be extended to include other work such as HR Consultancy or Mediation.
The policy provides, as standard, £10 Million liability cover and there is now a choice of five levels of cover for other civil liabilities (including the professional indemnity risk) starting at £1.5 million with a new top level of £10 million.
What does it cost?
With Oxygen, more of what you pay goes towards a better insurance product because we recognise that building a proposition with fair and reasonable pricing results in a more sustainable business.
Our policy covers any civil liability arising from your professional activities and so is, effectively, a seamless combination of Public & Product Liability Insurance and Professional Indemnity (or Malpractice Insurance). Prices start from £104.81. Please go to our resources page to download an information sheet which outlines our cover and cost options.
We are specialists in this field; we specialize in insuring People Based Professionals (or People-People). Our team is headed by Steve Johnson who has been working in this field since 1988. His experience, contacts and knowledge of the profession is truly outstanding and unrivalled in the insurance market.
Because we understand the importance of providing a personal and attentive service that delivers results, we don't operate a call centre and our phones are answered by people (we are People-People too!)
New - from August 2013
Our policy for each specialist sector has just been completely revised and updated with several important enhancements to the cover including full Directors and Officers Liability Cover (up to £100,000) and a 24 hour commercial advice and legal helpline. The policy is now underwritten by Hiscox and is available exclusively from Oxygen. Existing customers will move onto the new policy at renewal.