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Psychological Professions

Our Professional Liability Insurance is designed specifically for those who work in the Psychological Professions and those professions related to psychology. This generally means those who specialise in working with people. The professions we insure include:

Psychological Professions:

  • Psychologists (All disciplines)
  • Counsellors
  • Counselling Charities
  • CBT & REBT Practitioners
  • Psychotherapists
  • Hypnotherapists
  • Stress Management Professionals
  • Art Therapists
  • Music Therapists
  • Play Therapists
  • Dramatherapists
  • TA Therapists
  • Professional Associations and Membership Bodies

If your profession is not listed here, just get in touch. It’s likely that we will be able to help you find the cover you need.

Cover is available for those in private practice, employees, trainees, academics or limited companies and partnerships.

The policy provides, as standard, £10 million for public liability claims and there is a choice of five levels of cover for other civil liabilities (including the professional indemnity/malpractice risks) with a top level of £10 million.



What does it cost?



The cost of the insurance depends on the level of cover you require; there are five options, each of which has the standard £10 million public liability cover.


Please go to our resources page to download an information sheet which outlines the cover and cost options.




Why Oxygen?




Oxygen Professional Risks specializes in liability insurance for the psychological and other people-based professions (or People-People!). The business is led by Steve Johnson who has been working directly with these professions since 1988

Because we understand the importance of providing a personal and attentive service that delivers results, we don't operate an automated call centre and our phones are answered by people (we are People-People too!).





The Cover 


 The policy is a Civil Liability insurance and its primary purpose is to defend any civil claims that might be made or threatened against you and/or to pay any award of damages or compensation should any such claim succeed. The Policy covers you to work anywhere and in any setting including working from home. On-line therapy is covered as is telephone counselling



Policy Main Features



Policy cover includes:



· Public and Product Liability (£10m)


· Professional Indemnity and Malpractice


· Complaints & Disciplinary Hearings including help and support throughout the process


· Crisis Containment Insurance


· Confidential Notes & Records


· Directors & Officers Liability


· Professional Wills Cover—funding to help with management of your client records in the event of your death or incapacity


· Commercial Assistance & Legal helpline available 24/7



There is an option to extend cover to include Employer’s Liability if required*.

Please go to our resources page to view or download an information sheet which gives further details of the cover included.

Policies are underwritten by specialist insurer Hiscox.


*Availability, price and options are subject to Terms & Conditions.







To find out more please contact:

Steve Johnson
Steve Johnson

Head of Oxygen

T: 01274 760 460

M: 07776 182 255

+ Contact Steve

Russell Staples
Russell Staples

Team Leader

T: 01274 760460

M: -

+ Contact Russell